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Joseph C. Schembri – Independent Non-Executive Director

Joseph C. Schembri is a consultant with Baker Tilly Sant. Mr Schembri is a certified public accountant and auditor. He was an audit partner of Joseph Tabone & Co and Senior Partner of KPMG Malta, as well as a board member of the KPMG regional practice specialising in Financial Services. Mr Schembri has also acted for a three-year period as director of EneMalta Corporation and as a member on the Disciplinary Committee of the Accountancy Board and the Malta Institute of Accountants. Mr Schembri was actively involved in the setting up of a KPMG member firm in Libya, acting as risk management principal as well as audit principal for foreign owned oil and gas clients operating in Libya. Mr Schembri is a senior independent director of GlobalCapital p.l.c. and is a non-executive director of Dizz Finance p.l.c. and D Mall Finance p.l.c.

Silvio Mifsud – Independent Non-Executive Director

Silvio Mifsud graduated from the University of Malta in 1990 with an Honours degree in Business Management. Mr Mifsud held various positions with Bank of Valletta p.l.c. and headed the foreign department of Bank of Valletta International Limited. He joined FIMBank p.l.c. in 1998 as Head of Information Technology and was responsible for the group’s IT and Administration departments. He later served as Executive Vice President and Head of Administration & Chief Information Officer until March 2015. Mr Mifsud is presently a consultant and advisor and specialises in banking, information technology, administration and project management.

Ivan Bartolo – Independent Non-Executive Director

Ivan Bartolo has been involved in the ICT industry and business since 1985. He acquired full certification in Agile DSDM (Dynamic Systems Development Method) in 1995 as consultant, trainer and practitioner and served on the DSDM Consortium Board of Directors as the Business Development Director responsible for introducing DSDM in the United States, Canada, Scandinavia and Malta between 2000 and 2002. In 2000, Mr Bartolo set up 6PM Group (an entity involved in IT and software solutions) and in 2007, 6PM Group’s equity was admitted to the official list of the Malta Stock Exchange. 6PM Group was acquired in 2017 by Idox plc (a company listed on the London Stock Exchange). A year later, Mr Bartolo founded BITS Limited, a company involved in business innovation, transformation and simplification. In 2015, Ivan Bartolo was awarded the degree of Doctor of University Honoris Causa from Middlesex University for his lifetime achievements in digital entrepreneurship.

Audrey Sacco – Executive Director

Audrey Sacco qualified as an accountant with the Association of Chartered Certified Accountants (ACCA) in 2016 and has 10 years of work experience in the field. Ms. Sacco joined the ZH Group in 2013 in the position of Finance Executive and was promoted to the position of Financial Controller and later to Chief Finance Officer. As from 2017, Ms Sacco is the Chief Business Development and Corporate Affairs Officer of the Zammit Holdings Group, where she is responsible for developing the business through implementation of growth strategies and managing the group’s corporate affairs.

James Zammit – Executive Director

James Zammit is the Managing Director and ultimate beneficial owner of Agora Group. In this role, he is directly involved in acquiring and selling properties, and is also responsible to manage the development of projects. Furthermore, Mr Zammit is involved in several third-party companies operating in the property development sector. Through J. Zammit Limited, Mr Zammit also manages an automotive trading business operated under the brand name “Cars Unlimited” and two associated financing entities – Zammit Finance PLC and Finance House PLC. In 2016, James Zammit graduated with a Masters’ Degree in Business Administration (MBA) from the Edinburgh Business School.